Quote Originally Posted by CageyB View Post
Of course it's a moving target, but with a sufficiently large number of investors in the system, at any given time it should be fluctuating around a certain band, right? (For example, 5%-6%). My only filters are "no Fs" and, importantly, "36 month loans only". I don't know if I'll be in NZ in 5 years and there's no secondary market on Harmoney, which is limiting. I'll give that some more thought.
Fair point. Yeah I'm in the same position as you (deciding whether or not to take the plunge into 60 month loans). It seems people who are investing in 60 month loans are also having significant trouble in investing additional funds.