Quote Originally Posted by Wsp View Post
Wholesale RAR seems to have been trending down over the last couple of months while Retail seems to be holding steady. I wonder what is causing this https://www.harmoney.co.nz/investors...ace-statistics
Seems to start dropping from October 2016. Could be an increase in their (different) fees or a change in mandate from those investors to go for lower risk? Or the effect of their performance fees paid to Harmoney? Interestingly, it is also about the same time that payment protect was started.