Harmoney

[myles]

"Rebuild my home" - perhaps it burnt down and they are waiting on Insurance (or had none!)?

[icyfire]

"Rebuild my home" - perhaps it burnt down and they are waiting on Insurance (or had none!)?

Even if that was the case the bank would have still given them a mortgage against the freehold land at 5% instead of 18%

[myles]

Even if that was the case the bank would have still given them a mortgage against the freehold land at 5% instead of 18%

You can't possibly know that...we don't know what other loans/factors might be involved...