Quote Originally Posted by whitt View Post
Anybody else find there RAR graph has been steadily trending down lately?
I have invested since Oct 2015 and I thought RAR should have stabilized by now however it isn't.
I started March 2015, had a period of falling RAR while shaking off most of the E and F defaults.
Have re concentrated my lending to a very narrow range in the mid grades several months ago and my latest RAR has increased to 14.51%

I have had an all-time loan total of over 1550 and 29 Charge-offs. Approx. 46% of my loans have been repaid but I actively pursue new loans with the spare cash.

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