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Cheers Beacon, well put.
If you isolate payment protect loans only. XIRR will show 40-50%... Massively inflating your return if using the method Alistar_Mid is using.
Never said I was clever. However unless you have largely avoided payment protect loans - your XIRR will be overinflated.
The rest of my tool is technicality (although correct). It enables some cross checkign against RAR. Once I've gone through a cycle of loans, I'd be happy with 7%.... Who knows whats to come
Last edited by leesal; 17-01-2018 at 11:56 AM.
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