Quote Originally Posted by Investor View Post
Yeah you're probably correct. I'm just poking fun at it, I don't have any serious complaints about Harmoney.

I know this has been discussed previously but does anyone have any updated input about Payment Protect? I think that the investor only receives the full premium once a loan is fully repaid at maturity, so it may take years to see if it was worthwhile. So far I've lost more to the net effect of payment protect payment waivers/lender rebates than I have from defaults. I'm now avoiding these loans after previously deciding to invest in them to avoid missing opportunities to invest.
If we had the tax certificates we could work out the net PP result for the last year. I must admit I don't even know what the dashboard figures actually represent or how to calculate a running total of net PP result!