Quote Originally Posted by RMJH View Post
I think it is too soon to form any conclusions. Wholesale fees are, or at least were, higher and probably a lesser administrative burden so we are actually lucky to get access to this market at all. Will be interesting to see how Harmoney's lending returns get included in the RAR.
Harmoney accesses the wholesale market, which isn't part of P2P so wont get reflected on RAR.

Reading further Wholesalers get access to the wholesale market and P2P platform. So everything will continue much as it does, although the volume will be reduced potentially significantly depending on the allocation policy.