Quote Originally Posted by myles View Post
Something that I found when looking through my data set is that none of the re-written loans have defaulted!

This could be partly due to timing and the limited time frame of my loan set, but I find it very interesting.

Cool Bear, is this something you could chart with your extended data set? Just the same as your previous default graph, but only include loans that have previously been re-written i.e. positive value for Previous Loan Pay-off (re-write)​ column.
30 Months ago we opened a HM account for my wife.

Specifically we invested Only in Re-Writes and also only in the Maximum Re-Write allowed for that Grade of loan.

Pleased to report that No Loan has every Defaulted or been Over due with payment over that time.