Harmoney

[myles]

Some may find this of interest - Liquidity of Harmoney Loans:

For the nearly 2 years I've had ~$100K invested, the average age of my Paid Off loans (1370 Loans) is 255 days and the average age of my current loans (996) is 369 days. [Charged off loans average age is 348 days]

I guess if things go to custard these figures will change, but Liquidity, perhaps, is not such a big issue when compared to the alternatives (if you want to at least keep up with inflation).

Not sure if this is similar across all P2P markets though?

NB: Total turnover for my loans has been $265,475.00 [added] and that doesn't include re-investing $20K - so in 2 years about a 3x turnover.