Quote Originally Posted by tobo View Post
What is the catch? Why is the TD still offered? Is the TD only still offered because it makes no difference to lower income earners?
It is probably not a common situation, but there can be an advantage to an ordinary TD vs a PIE TD for someone on a low tax rate who has excess imputation credits, as they can use the excess credits to offset all the tax paid on the ordinary TD, but not for a PIE TD.