nz shares or property

[stoploss]

Kiwisaver is the poor person's retirement scheme with few crumbs of enticement. Even then it can be used as a boost for raising a deposit to try to get into NZ's richer person's pension scheme (residential real estate). Certainly For those that can afford it, the scheme with historically less tax per $ return (income plus capital) is leveraged residential housing - owner-occupied housing followed by investor housing.

Not too sure what SBQ means when he says "if KiwiSaver was such a great investment the banks would be encouraging it " The largest 3 KiwiSaver providers by funds under management are ANZ $16.4 Bio,ASB $ 12.5 Bio,WBC $ 8 Bio, they get plenty of fees .....https://www.fma.govt.nz/news-and-res...isaver-report/
So they are all over it .........