Investment Portfolio for Retirement

[percy]

Can we assume Govt Super is worth $617 a week in the hand and house is mortgage free.

What is the couples budgeted / hoped for expenditure a week. How is their health?

What is value of house - as I would also look at a REL.

Govt Super $491.52 net each a fortnight.
No mortgage.
Last power bill [solely electric] $104.65

[minimoke]

Govt Super $491.52 net each a fortnight.

That's probably due to yoru focus on dividends and paying the price through extra taxes.

Which in a "diversified portfolio should mean: cash on hand; dividend yielding shares that dont loose capital value (for cash flow purposes that can also be sold down over first few years) and shares with less dividend but more potential for growth so dividends kick in in later years and higher capital value mean long term sell down creates greater return

[percy]

That's probably due to yoru focus on dividends and paying the price through extra taxes.

Which in a "diversified portfolio should mean: cash on hand; dividend yielding shares that dont loose capital value (for cash flow purposes that can also be sold down over first few years) and shares with less dividend but more potential for growth so dividends kick in in later years and higher capital value mean long term sell down creates greater return

After following the sharemarket for 52 years I settled on the portfolio I wanted for our retirement.
More than happy with what we have.

[777]

Govt Super $491.52 net each a fortnight.
No mortgage.
Last power bill [solely electric] $104.65

Plus a tax fund each year.
All declarable dividends are taxed at 33c/$ and your super is at 30c/$.And income splitting.

But then you may be share trader which changes things.

[percy]

Plus a tax fund each year.
All declarable dividends are taxed at 33c/$ and your super is at 30c/$.And income splitting.

But then you may be share trader which changes things.

Share investor's portfolio.
No share trading.