Quote Originally Posted by Bjauck View Post
When you invest in loan note that offers an interest rate of for example over 25%, there must be an understanding that there is considerable risk attached to the intact return of your capital. The borrowers may have been refused credit by other organisations as the number of enquiries may or may not indicate.Some may call that trawling for borrowers.
Any difference from banks offering Credit Cards at ~23% cash advance rate? Those same banks offering 'lenders', at best, 4% return?
D, E and F loans currently make up ~15% of Harmoney loans (June 2017) - personally I think it needs some perspective? It is not Harmoney accepting the loans...