Interest Rates - Where to next?

[baller18]

Got some early details from ANZ best rates 1-2-3yr fixed term 3.89% + $3,000 cash to shift ... hoping to get them to improve offer as LVR under 50% .. not stressed to stay at WP if they can cut a sharp rate + cash to stay


$3000 cash to shift, you meaning cashback right?

If that is the case, you can def get better cash back, it's normally $1000 per 100k. So could try other brokers as they get better deals.

[JBmurc]

Got some early details from ANZ best rates 1-2-3yr fixed term 3.89% + $3,000 cash to shift ... hoping to get them to improve offer as LVR under 50% .. not stressed to stay at WP if they can cut a sharp rate + cash to stay


$3000 cash to shift, you meaning cashback right?

If that is the case, you can def get better cash back, it's normally $1000 per 100k. So could try other brokers as they get better deals.

Yeah waiting to hear back from ASB .. I've never had 1k per 100k even though brokers as we know they take there cut from the banks

I certainly would shift if I could get more than 3k that they usually offer which after $1000+ in legal costs with trusts/company, etc leaves me with 1.5k-2k

Westpac the only bank they has paid me $2k just to stay with the bank over shifting to another bank but has strings you must stay with bank for min 2yrs etc . so last time I just stayed with WP..

westpac also has alway given me rates under WP advertised carded rate