Quote Originally Posted by peat View Post
Conservatively it should have these components as a basis set to appropriate percentages e.g. cash <5%; NZ Fixed Int 30% Int'l Fixed Interest 12% etc etc.
Even with a 500K portfolio those divisions means mostly using funds so as to gain company diversification within each sector. It is usually accepted as practical to have a large element of fixed interest in NZ despite it not being quite correct.

Cash
NZ Fixed Interest
International Fixed Interest
Property
NZ and Australian Equities
International Equities - Core
International Smaller Companies
Emerging Markets
Specialty
This is a good blueprint to follow. lizard was in to this.She reviewed reset every three months stocks that had run well and gone over their weighting had the top taken off and the funds reallocated. This is the fun/rewarding part in a disciplined investment portfolio esp in the last 9 years or so of the Bull.