I was having a play around with some of the data that Harmoney provide on their marketplace statistics, just as a sort of matter of interest, and I figured I'd share here in case you were interested

In particular, I was looking at the RAR values provided. At this website: https://app.harmoney.com/api/v1/publ...rar-loan-count is a whole bunch of data that they use to generate one of the graphs. The first thing I did was delete any datapoints that had less than 100 loans, which left me with 4,249 datapoints left. Then I calculated how many customers (and what %) had an RAR of above the values in 'column F'.

e.g. 200 customers out of 4,249 have an RAR of above 15.5%

RARs.PNG