Quote Originally Posted by myles View Post
Yep, no shortage of loans at the moment, but some are going quickly.
The xmas consumer borrowing rush has begun. Has anyone done analysis of the default rate by origination date? ie, are these loans in the pre/post xmas rush (mid Nov - end Jan?) more or less likely to default? I would suspect they have a higher default rate than loans originated through the rest of the year, particularly the lower graded loans.

Pure speculation on my part, but would be good to know.