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08-02-2017, 05:48 PM
#611
![Quote](images/misc/quote_icon.png) Originally Posted by icyfire
I wonder if these two Rolleston borrowers today are related to each other like husband and wife? One borrower has had 1 Credit Default in the last 2 months which is a big red flag.
Attachment 8669Attachment 8670
I'm wondering if it was Finger Trouble of the User ( else a little bit fishy - tarting up the Look of the loan ! )
One of the Two for sure will get Cancelled when it is filled up.
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15-02-2017, 08:58 AM
#612
Member
![Quote](images/misc/quote_icon.png) Originally Posted by Saamee
OK so a new Loan @ 14.79% just came thru via Email - Did anyone manage to get a Screen Shot of it?
I invested in it however by the time I went back to get the screen shot of the deal it was already fully funded.
It was "Gone in 60 Seconds" - Could make a good film title ha ha ha
I happened to be in front of the computer yesterday when a B2 came in for about $6k. I got a sneaky $100 in (first investor) then refreshed every few seconds watching it take larger leaps down towards zero until it had all gone within about 3 minutes. It seems there's a frenzy on B2 loans once the email comes through. B1 and A-grade are much easier to get into.
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15-02-2017, 11:58 AM
#613
![Quote](images/misc/quote_icon.png) Originally Posted by darrenc
I happened to be in front of the computer yesterday when a B2 came in for about $6k. I got a sneaky $100 in (first investor) then refreshed every few seconds watching it take larger leaps down towards zero until it had all gone within about 3 minutes. It seems there's a frenzy on B2 loans once the email comes through. B1 and A-grade are much easier to get into.
Tough luck for those investors who cannot drop everything to review loans as they are posted. It is a pity that the platform does not allow for a staggering of loan availability. For example, 20% of each loan could be made available each half hour.
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15-02-2017, 01:12 PM
#614
![Quote](images/misc/quote_icon.png) Originally Posted by darrenc
I happened to be in front of the computer yesterday when a B2 came in for about $6k. I got a sneaky $100 in (first investor) then refreshed every few seconds watching it take larger leaps down towards zero until it had all gone within about 3 minutes. It seems there's a frenzy on B2 loans once the email comes through. B1 and A-grade are much easier to get into.
Yes the B1 grades hit a real Sweet Spot with me...
A fair but not greedy return rate.
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08-03-2017, 03:26 PM
#615
It's just coming up to 15 Months since Lending Crowd ( LC ) started their P2P Lending operation in NZ.
I am currently invested in 274 active loans with LC.
Over the 15 Months the amount of Capital Lost = ZERO.
The current # of Loans in Arrears is 4 ( 0.016% ) and NONE more than 4 days.
This is why I keep investing in LC = Keep up the good work Guys ![Smile_2](images/smilies/001_smile.gif)
Disclaimer: This IS NOT paid or sponsored by LC ( Wish it was!! )
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08-03-2017, 04:50 PM
#616
A good outcome! What percentage of your capital is in B2 loans?
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08-03-2017, 04:55 PM
#617
![Quote](images/misc/quote_icon.png) Originally Posted by Bjauck
A good outcome! What percentage of your capital is in B2 loans?
Good question ( easy answer is "The Majority" )
The reason it is hard to answer is that half the loans were taken out before i started saving a Screen Shot of every loan I get into @ LC.
I started saving Screen Shots from June 2016.
But even then those Screen Shot loans are not tabulated or broken down etc!
Not so easy to get that information readily from LC.
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09-03-2017, 09:51 AM
#618
Junior Member
![Quote](images/misc/quote_icon.png) Originally Posted by Saamee
Good question ( easy answer is "The Majority" )
The reason it is hard to answer is that half the loans were taken out before i started saving a Screen Shot of every loan I get into @ LC.
I started saving Screen Shots from June 2016.
But even then those Screen Shot loans are not tabulated or broken down etc!
Not so easy to get that information readily from LC.
Whats your annualised rate of return?
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09-03-2017, 09:59 AM
#619
I just realised that the Provance text alerts stopped quite a while ago now - it was what was prompting me to re-invest in loans and since they've stopped I've forgotten to log in to LC!
How are people getting email notifications of loans? I've had a look through my settings on my account but can't see anything?
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09-03-2017, 10:23 AM
#620
![Quote](images/misc/quote_icon.png) Originally Posted by XxOrooxX
Whats your annualised rate of return?
See attached Shot
NAR %.PNG
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