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Is property an actual investment ?
I have been looking at investment classes and what is available. Some people I have spoken to have tried to warn me off property , stating it is not an investment as such (and at times a Kiwi illusion that porperty is an investment). In some respects I could see where they were coming from.
We also got into a discussion over whether one should buy property which isn't likely to increase too much in capital gains, but has rent coming in that covers a significant part of the mortgage etc (i.e. basically covers your expenses) vs. a property that will experience capital gains but your input to the mortgage etc. will be greater .
Would love to hear peoples opinions on these topics
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