Quote Originally Posted by Saamee View Post
OK well it's time for my 36 Month Investment Update on Lending Crowd....


Been in with LC since their very 1st loan which was issued on 21st December 2015.


Write Off Losses = TWO


Loan Early Repayments = 56.4%


Platform RAR = 13.41%


# of Loan = TOTAL = 920 ACTIVE = 401


Arrears = CURRENTLY 5 OR 6 ( 1.89% )


Out of the 3 x Platforms I do \ have actively invested in, for me this is the easiest, most straight forward and user friendly to use.


LC have grown with me as I have grown with LC.


Everyone investing in P2P is here for the same reason - to increase our earnings.


For me my initial aim in P2P was to earn in interest per week, Quadruple what the NZ pension currently is. This milestone has now been reached.


Happy P2P trading
Hi Saamee, Like you, I have been in from the start but because of not being able to access loans quick enough these days my figures are a way down on yours.
Write offs= 2 (1 recovered)
Loan early repayments= 62.6%
Platform RAR = 11.99%
No. of Loans = 450 total...168 active
Arrears = 5 (1 of them 76 days)

I still manage to get the occasional loan, but usually A1 or A2 and for larger amounts. No hope at all to get the higher interest smaller loans, so as the unemployed funds get up over the 1K I transfer them to Harmoney where my returns are better. And I only take B and C grades there.
So well done Saamee.