LendingCROWD NZ P2P

[Saamee]

New Month = New NAR

Has anybody else noticed a slow decline in their NAR ( approx 0,05% per month ) over the last 3 or so months?

I am thinking it is the new lower Interest Rate loans now appearing in the NAR calculations.

Any other thoughts?

[humvee]

New in collection loan .... That won't help my NAR

Id	Grade	Type	Term	Rate*	Flex	Principal	Opened	Princ. recv.	Int. recv.**	Coll. end date***
LN000-063-992	B2	Personal	60 months	19.10%	10%	$50.00	04/04/2018	$2.58	$3.53	02/07/2019

[Bjauck]

New in collection loan .... That won't help my NAR

Id	Grade	Type	Term	Rate*	Flex	Principal	Opened	Princ. recv.	Int. recv.**	Coll. end date***
LN000-063-992	B2	Personal	60 months	19.10%	10%	$50.00	04/04/2018	$2.58	$3.53	02/07/2019

No...and if it is only partly recovered, it will make a difference for your after tax NAR if you cannot deduct the capital loss for tax purposes.

[Bjauck]

New Month = New NAR

Has anybody else noticed a slow decline in their NAR ( approx 0,05% per month ) over the last 3 or so months?

I am thinking it is the new lower Interest Rate loans now appearing in the NAR calculations.

Any other thoughts?

The 25% flex on referred loans will start to take a chunk out of the NAR.