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The proportion of institutional funding to retail funding has been gradually tracking up. This is despite unsatisfied retail lender demand. The conclusion must be that Harmoney prefer the institution lender “peers”. With Harmoney itself also becoming an institutional lender, could it be that retail lenders will be further squeezed into a small proportion of available notes.
https://www.harmoney.co.nz/investors...ace-statistics
Retail vs Institutional Funding graph at end of page.
Last edited by Bjauck; 11-03-2019 at 01:29 PM.
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