Starting out!

[Lego_Man]

If you are looking at 5-6 years horizon and then needing the money to pay off a student loan or a deposit on a house, it may be worth doing some research on Corporate Bonds as part of your portfolio.

Nah, corporate bond yields are abysmal at the moment for anything with a decent credit rating. On a risk/reward basis you're better off just putting your bond allocation into a Term PIE to take advantage of the decent rates and tax benefits.

Edit: Just had a look at current prices. Only bonds that are yielding above 5% at present are junk/unrated. Even to get over 4% you have to drop below A Grade.

Meanwhile,

http://www.interest.co.nz/saving/term-pie

[huxley]

http://jlcollinsnh.com/2012/04/25/st...in-the-market/

[iceman]

Not a recommendations but higher rates are available http://www.interest.co.nz/bonds/7438...al-notes-issue

Nah, corporate bond yields are abysmal at the moment for anything with a decent credit rating. On a risk/reward basis you're better off just putting your bond allocation into a Term PIE to take advantage of the decent rates and tax benefits.

Edit: Just had a look at current prices. Only bonds that are yielding above 5% at present are junk/unrated. Even to get over 4% you have to drop below A Grade.

Meanwhile,

http://www.interest.co.nz/saving/term-pie