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Yes. The responsible lending regime will make it harder for average borrowers. Some people were complaining to the Commission that banks were irresponsible for lending them money. So at least there'll be fewer complaints.
Lots of things to like in the Hayne report. I never understood what mortgage brokers did and why people didn't just deal directly with the bank. Looks like Hayne's recommendations will likely push all this business back the banks' way.
Last edited by Bobdn; 04-02-2019 at 07:57 PM.
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